2025年7月托福写作考试在即，考生们已进入冲刺备考阶段。考试重点题目聚焦教育、生活、社会及人际关系等核心话题，掌握这些重点内容，不仅有助于提升写作成绩，更能为日后的学术深造与职业发展奠定扎实基础。

　　》》考前必看：2025年7月托福写作备考题目汇总

1.4 孩子应不应该拥有自己的零花钱

　　Doctor Diaz: We've been talking about different parenting practices, especially in

　　terms of how much independence children should have. One example is providing

　　pocket money, which is a small amount of money given to children each week. Some

　　parents support giving their children pocket money, while other parents do not see a

　　benefit to this practice. What do you think? Should parents give children pocket money? Why or why not?

　　Claire: Personally, I believe children should be given pocket money because it helps

　　them put their math skills to use. In the classroom, math might seem meaningless to

　　children. But if their parents give them ten dollars to spend, they suddenly have a

　　reason to practice mental calculations to see if they can afford what they want.

　　Kelly: I do not support giving children pocket money. Such a practice creates fertile

　　ground for arguments between parents and children. If, for example, children find out

　　that they receive a smaller amount of money than their friends do, this difference will

　　only cause tension in the home. To avoid family disagreements, no pocket money should be given.

　　参考观点：

　　同意： 支持给孩子零花钱

　　理由 1: 增强责任感：拥有零花钱意 味着要对这笔钱负责。如果因为乱花钱而提前用完，就会

　　体会到后果，从而学会克制自己的消费欲望，对自己的行为负责，在未来面对财务问题时更有担当。

　　理由 2: 培养理财意识：孩子们可以通过零花钱学习如何储蓄、合理消费以及制定预算。例如，

　　他们会思考是把钱存起来买心仪已久但较贵的玩具，还是用于日常小零食消费，逐渐明白金钱的价值和合理规划的重要性。

　　不同意：反对给孩子零花钱

　　理由 1：造成浪费习惯：部分孩子可能缺乏正确的消费观念，拿到零花钱后随意购买一些不必

　　要的东西，养成浪费的习惯。例如，买很多只玩一次就丢弃的小玩具，不懂得珍惜金钱和物品

　　理由 2：忽视家庭经济状况：孩子可能不理解家庭的实际经济情况，只关注零花钱的多少。如

　　果家庭经济条件一般，孩子却因看到别人零花钱多而索要更多，会给家长带来经济压力，也不利于孩子理解家庭责任。

　　高频表达：

　　enhance the sense of responsibility - 增强责任感

　　cultivate financial management awareness - 培养理财意识

　　make a budget - 制定预算

　　develop a wasteful habit - 造成浪费习惯

　　lack of correct consumption concept - 缺乏正确的消费观念

　　ignore the family's economic situation - 忽视家庭经济状况

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　　2025年7月托福写作备考题目汇总