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When I go shopping I usually prefer to use my card or WeChat pay or something electronic like this. I don’t like to carry cash. It’s easy to lose. You have to have a wallet or pocket, and you can end up with a pocket full of annoying coins and crumpled notes. So, I most definitely prefer any form of electronic payment to carrying cash. Also, it’s easier to track my spending and know when, how, and what I’ve spent money on at the end of a day or week. 

Yes, of course, I save money all the time. At least, I try to! I like to save up for new clothes, perhaps a new phone every couple of years, and stuff like this. I also sometimes save up money to buy gifts for friends on their birthdays or to go out to nice restaurants on the weekend. I don’t have a strict savings plan or anything like this. I just make efforts to save as much as I can and try to be a bit frivolous when I need to be. 

Yes, certainly, if I saw that it had a good career development path, a nice company culture, and supportive bosses and a pleasant environment. It’s common that after graduation you have to accept a job on lower pay, especially if it’s a good company that can offer you a decent longer-term future. 

Yes, of course, I think winning a lot money would change most people’s lives unless they are already incredibly wealthy. I would certainly feel more relaxed, enjoy more foreign holidays, do less work and possibly even try to risk setting up my own business and getting involved in investments and things like this that I dare not risk at the moment because I have to be careful. 